Who we are and what we do
We help make insurance payments more manageable by offering regular, monthly repayments. Partnering with insurance providers and brokers across Ireland, we help individuals, families, and businesses to use a finance agreement to pay for the insurance they need.
Manageable payments: Regular monthly repayments.
Partnerships: Collaborating with insurance providers and brokers.
Simple loans: Accessible finance for your insurance needs.
How premium finance works
Choose insurance
Your broker arranges your policy.
Sign up
Review and sign the credit agreement for monthly repayments.
Make repayments
We pay your broker, and you repay us monthly by direct debit.
What if I have a business
Corporation tax relief: Businesses can deduct premium finance interest charges from their corporation tax.
Healthier balance sheet: Monthly repayments may be classified as off-balance-sheet financing, improving the balance sheet, borrowing capacity, and short-term net asset value.
Multiple policies, no hassle: Multiple insurance policies can be financed under a single credit agreement.
Information notice about credit from a licensed high-cost credit provider
Warning: This is high-cost credit.
Close Brothers Premium DAC trading as Close Brothers Premium Finance Ireland is the provider of high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.
For example:
Shop around in order to know whether you can obtain credit on terms better suited to you.
If you’re struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at mabs.ie.
If you’re in receipt of social welfare payments, you may qualify for additional financial support which may address your immediate financial needs. Contact your local citizens information office for more information.
Our high-cost credit agreements have a maximum APR of 55.37%*
Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.
*While this represents the maximum APR that Close Brothers Premium Finance could offer, loans will typically be offered at a lower APR in order to ensure that Close Brothers Premium Finance complies with the interest cap set out in the Consumer Credit Amendment Act 2022, which came into force on 14 November 2022.