Important update
    Changes to future finance agreements

    Due to some business changes, a number of customers won’t be able to take out finance agreements with Close Brothers to cover the cost of their insurance policies in the future. This change will not happen immediately, and we will be working with brokers over the next 6-12 months to organise a smooth transition. This does NOT impact any current finance agreements OR existing insurance policies.

    Find out more

    We partner with your insurance provider

    We work hand-in-hand with insurance brokers across Ireland to provide premium finance that means more people, families, and businesses can pay for the insurance they need through regular monthly repayments.  

    We help make insurance payments more manageable for one in 20 Irish households and one in 22 Irish businesses – through regular, monthly payments.

    How can we help you?

    • I've missed a payment, what happens next?

      We understand that from time to time, it can be difficult to manage your finances, so please don't panic. We’ll be happy to talk through your situation and possible options.

    • Who is my insurance broker?

      You’ll be able to find your insurance broker's contact information on your insurance policy and any communications sent by them.

    • I'm trying to sign my credit agreement online but I'm unable to. What should I do?

      If you’re unable to sign your agreement online, and you’re using a mobile phone or tablet, please try to access the link from a laptop or desktop.

    • What happens if I‘m unable to sign a new credit agreement or provide the relevant identification documentation?

      Without acceptable identification documentation or a signed credit agreement, we won’t be able to process your application.

    • What fees could I be charged?

      The terms and conditions of your agreement with us outlines the fees we could charge you. These will vary depending on whether you're an individual (personal lines customer) or a business (commercial lines customer).

    • I haven't received my insurance documents - what do I do?

      If you haven’t received your insurance documents, please contact your insurance broker. You’ll be able to find your insurance broker's contact information on your insurance policy and any communications sent by them.

     

    Information notice about credit from a licensed high-cost credit provider

     

    Warning: This is high-cost credit.

     

     

    Close Brothers Premium DAC trading as Close Brothers Premium Finance Ireland is the provider of high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.  

     

    For example:  

    Shop around in order to know whether you can obtain credit on terms better suited to you.  

    If you’re struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at mabs.ie.  

    If you’re in receipt of social welfare payments, you may qualify for additional financial support which may address your immediate financial needs. Contact your local citizens information office for more information.  

     

    Our high-cost credit agreements have a maximum APR of 55.37%*  

     

    Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.

     

    *While this represents the maximum APR that Close Brothers Premium Finance could offer, loans will typically be offered at a lower APR in order to ensure that Close Brothers Premium Finance complies with the interest cap set out in the Consumer Credit Amendment Act 2022, which came into force on 14 November 2022. 

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