Who we are

With over 40 years' experience in the industry, we're the pioneering provider of premium finance.

Premium finance provider of choice

Premium finance provider of choice

We work with over 2,000 brokers to help over a million people across the UK and Ireland spread the cost of their insurance policy. As the pioneering providers of premium finance, we have been making it easier for our customers to manage their money for over 40 years.

Putting customers first

  • UK-based call centre
  • Commitment to customer-focused service
  • Industry-leading staff training

Working in partnership with brokers

  • Expert support and service from dedicated staff 
  • Technology-led solutions that really work

Some of our key people

  • Sharon Bishop, Chief Executive
  • Paul Trail, Sales Director
  • Gillian Kelly, Finance Director
  • Alice Stein, Credit Risk Director
  • John Willmott, Chief Operating Officer
  • Ailish Cleary-Vertullo, HR Business Partner
  • Jon Howells, Commercial Director
  • Kelly Moses, Head of Bank Legal

Sharon Bishop, Chief Executive

Sharon joined Close Brothers Premium Finance as Chief Executive in 2014 bringing with her extensive experience of the intermediated marketplace gained during her last 15 years at Close Brothers. Sharon is a full member of the Bank Board and Executive Committee reinforcing the significance of the Premium Finance business to the Close Brothers Group. Sharon is at the forefront of developing strong and long-term relationships with our brokers and aims to ensure that our business proposition continues to meet their strategic needs. Sharon is a keen horse breeder and is passionate about breeding an Olympic equine to represent Great Britain.

Paul Trail, Sales Director

Highly regarded in the Industry, Paul started his career with National Mutual Insurance Company of Australia, Paul joined Close Brothers in 2010 having previously held senior sales positions at HSBC for nine years and Citibank for 11 years. With many years’ experience in the Financial Services industry, he now heads up the Sales Team responsible for building and developing relationships with our brokers. When not working, he can be found playing golf, supporting West Ham and spending time with his wife and family.

Gillian Kelly, Finance Director

Gillian joined Close Brothers in 2015 as Head of Financial Planning and Analysis, in July 2017 Gillian was promoted to the position of Finance Director for both Close Brothers Premium Finance and Close Brothers Retail Finance. Her key priority in this role is working with brokers and retailers to provide pricing structures which fit the needs of their customers and support their business model. Gillian is also responsible for reporting the results for the business’ and supervising the finance function to manage the financial risks.  Prior to joining Close Brothers Gillian qualified as a chartered accountant at PwC and then transferred to Industry as Head of Finance EMEA for Aberdeen Asset Management where she worked for three years until her move from                                                                             Scotland to London.

Alice Stein, Credit Risk Director

Alice joined Close Brothers in 2010 and has worked in many roles across the Group, including central Finance and Credit teams, Property Finance and Asset Management. She was appointed Credit Risk Director of Premium Finance in May 2016. Alice is responsible for the on-boarding of new brokers and customers as well as the full credit life-cycle including collections and recoveries. She enjoys working with brokers and providing support where possible through bespoke development loans. Alice also has responsibility for the credit quality of the Premium Finance portfolio and associated regulatory reporting. Prior to joining Close Brothers, Alice spent 5 years at PricewaterhouseCoopers where she                                                                                        qualified as a Chartered Accountant.

John Willmott, Chief Operating Officer

John joined the business in 2015 to lead our transformation programme of improvements to products and services. He has over 20 years’ experience, including operational roles at Shell, Aviva & GE. For the last 5 years John has worked with venture capital backed companies focused on strategic programme delivery.  John is married with two teenage daughters and splits his time between his family home in Norfolk, work in London, and whenever the opportunity arises, trips to far flung parts of the world.

Ailish Cleary-Vertullo, HR Business Partner

Ailish joined Close Brothers in November 2015 as HR Business Partner for the Asset Finance and Leasing businesses. In October 2018 she moved to partner the leaderships for both Close Brothers Premium Finance and Close Brothers Property Finance. Ailish works with both leadership teams to ensure the people and engagement strategies underpin the overall business objectives. Prior to joining Close Brothers, Ailish worked for Arthur J Gallagher and Cigna Insurance Services. Away from work Ailish is learning to speak Italian and enjoys playing sports; the current challenge is tennis.

Jon Howells, Commercial Director

Previous to joining CBPF in January 2016, Jon was the Commercial Director for Premium Choice and brings with him a wealth of broking knowledge. Prior to Premium Choice, Jon led Hastings’ van and panel car businesses along with having responsibility for the Premium Finance book for Hastings Group. Before Hastings, Jon spent several years working at Swinton Group where he was Head of Premium Finance and Counter Fraud. Jon is responsible for the growth strategy of CBPF.

Kelly Moses, Head of Bank Legal

Kelly is Head of Bank Legal / Bank Central. She qualified as a solicitor in 2001 and worked in private practice at Linklaters in London and Russell McVeagh in New Zealand as a corporate lawyer. Prior to joining Close, Kelly was Head of Legal at Old Mutual International. Kelly joined Close Brothers as Group Legal Counsel in June 2011. Kelly was appointed Head of Bank Legal supporting the Retail division in October 2013.

We are part of Close Brothers Group plc

Part of Close Brothers

We're part of Close Brothers, a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. Close Brothers is one of the largest 250 companies listed on the London Stock Exchange. This means we have the financial stability to offer our customers the best products, and we share their traditional merchant banking values based on service and integrity.

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