Services and support for customers

We put our customers first with products to suit your needs, a UK-based call centre and a commitment to excellent customer service.

Helping to make insurance more affordable

Premium finance takes the hassle out of paying for your insurance. We provide finance through your insurance broker at a competitive rate of interest so you don't have to pay for your insurance premium in one go.

By spreading the cost of your insurance premium, choosing the payment date that best suits you, and budgeting for your fixed monthly repayment, it can help make your insurance more affordable and let you manage your money more easily.

Spreading the cost of your insurance policy

Information notice about credit from a licensed moneylender

Warning: This is high-cost credit.

Close Brothers Premium DAC T/A Close Brothers Premium Finance Ireland is the provider of high-cost credit.

Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.

 

Training

For example:

  • Shop around in order to know whether you can obtain credit on terms better suited to you.
  • If you are struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at www.mabs.ie.
  • If you are in receipt of social welfare payments, you may qualify for additional financial support which may address your immediate financial needs. Contact your local citizens information office for more information.

Our moneylending agreements have a maximum APR of 60%.

Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you. 

How premium finance works

If you decide to pay by premium finance, the set-up process couldn't be easier. Once you have agreed on an insurance policy with your broker, you sign a credit agreement with us. We pay your broker the full cost of your insurance policy. You then pay us back the cost of your insurance policy plus interest and any charges in regular instalments by Direct Debit.

Your insurance broker arranges your insurance policy

We pay your broker the full cost of your insurance policy

You repay us in regular instalments by Direct Debit

Why choose Close Brothers Premium Finance

Premium finance offers you more choice when it comes to paying for your personal or business insurance. It lets you spread the cost of your insurance policy, helping make it more affordable. You can select the day of the month that we collect the instalment so it fits in with your other commitments.

Credit agreements are available to over-18s only and are subject to repayment capacity and financial status. Lending criteria and terms and conditions apply. Security may be required. It's important to remember that if you don't keep up your monthly payments your insurance may be affected.

We're proud to say that we put our customers first. But don't just take our word for it – find out what our customers say about us.

Find out how we can help you

Find out how we can help you

Close Brothers Group plc

Part of Close Brothers

Close Brothers Premium Finance is part of Close Brothers, a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. Close Brothers is one of the largest 250 companies listed on the London Stock Exchange. This means we have the financial stability to offer you the best products, and we pride ourselves on our high standards of service and support.

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